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Tuesday, May 17, 2011

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How Security Surveillance Systems Can Save You Money

Posted on 3:14 AM by Unknown

Monitoring systems security in a home or business can provide more peace of mind, but can also potentially save hundreds of dollars in insurance costs each year. Not only security camera surveillance systems act as a deterrent to potential criminals, but also lead to greater likelihood of being caught if the authors are turning to their homes.

Why the discount?
As security systems and surveillance cameras tends to reduce the risk of intrusion at home, many insurance companies are willing to reward the families and business owners to add the extra level of security. The information provided by the Insurance Information Institute, home burglaries, 73 percent of all crimes of theft in 2009, according to the FBI.

CCTV also provides information to the authorities can more easily lead to arrests and recovery of stolen property in the event of theft, which also reduces the amount insurance companies must pay in case of disaster.

How much can you save?
According to MSN Money, the perfect combination of safety equipment and security cameras could end up saving between 15 and 20 percent on homeowners insurance.

So if, for example, a homeowner pays $ 1,000 per year for a $ 200,000 house, the savings could reach $ 200 per year. Does not take much time for the insurance savings to offset the cost of a security system for monitoring quality.

The burden and benefits of testing
Surveillance cameras and security also offer additional benefits when it comes to securing a home or business. If your home or business is stolen or damaged in natural disasters is usually required by the insurance company to provide a detailed inventory of any item damaged or stolen. The video is a valuable way to determine the exact loss and demonstrate the magnitude of the loss of the insurance company so you can be reimbursed for the loss more quickly and completely.

Think safety when you have someone on your property or do the job without being invited, or you can report an accident that was not present. You should test the monitoring system to ensure adequate protection in place.

If you plan to add or update a security monitoring system, it is often best to check with your insurance company for recommendations on systems or combinations of what the team that wins best discount. You can recommend a system that has been researched and the information they provide to your insurance provider about hidden surveillance cameras, if they have not studied the situation.

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